Refund and dispute letters

Your facts

Stays in this browser tab. Skip a box if you do not have it.

Company / merchant Plan name Amount charged Charge date Day you cancelled How you cancelled Confirmation you kept Your name on the letter Email they already have Last 4 of the card (bank letter only) Refund by (your deadline) Company email to open in your mailbox Bank / card email if you have one

They hid the cancel button. Add the maze paragraph.

1. Ask the company for the money back

Human tone. Short. Send from the email on the account. Attach the three screenshots.

Subject

2. Tell the bank they billed after cancel

Use the in-app dispute first. This is the text you paste into “what happened.”

Subject

3. AI / LLM plan that will not die in the chat

ChatGPT, Claude, Gemini, Copilot, Cursor, Midjourney. The chat window is usually the wrong door.

Subject

Warn the next person

If cancel was a maze, that report is public on GitHub — same idea as this page, different door. No account numbers.

File a cancel maze File an AI / LLM bill

We do not send the email for you. Your mail app opens with the letter in it. You pick the To address, attach files, and hit send. A letter is not a verdict.